PayandPay

Built for India · Designed for scale

The infrastructure behind modern payments.

PayandPay is a next-generation payment infrastructure platform designed for businesses that require reliability, scale, security, and operational simplicity.

Why PayandPay

Built for India, designed for scale.

Whether you are a growing startup, a large enterprise, an educational institution, a healthcare network, or a marketplace, PayandPay provides a unified ecosystem to collect payments, automate payouts, reconcile transactions, and manage financial operations.

“Our mission is simple: make digital payments accessible for every business while providing the sophistication demanded by enterprises.”
Our mission
  1. 01Accept UPI, cards, net banking, wallets and more.
  2. 02Fast onboarding and dedicated support.
  3. 03Enterprise-grade security.
  4. 04Smart reconciliation and reporting.
  5. 05Developer-friendly APIs.
  6. 06One unified platform.
Products

Collect, manage, and move money.

Payment infrastructure powerful enough for enterprises, yet simple enough for growing businesses.

01 · Payment Gateway

Accept payments through a single integration.

Accept payments securely across multiple payment methods. Optimized for high success rates, low friction checkouts, and real-time transaction visibility.

UPI collectionsCredit & debit cardsNet bankingWalletsEMI optionsRefund managementReal-time reporting
Explore Payment Gateway
02 · Payouts

Move money instantly and efficiently.

Automate vendor payments, employee reimbursements, customer refunds, creator payouts and partner commissions.

  • Bulk disbursements
  • Scheduled payouts
  • Approval workflows
  • Detailed audit logs
Explore Payouts
03 · Payment Links

Collect payments without building a website.

WhatsAppSMSEmailSocial channels

Ideal for MSMEs, consultants, schools, clinics, and service providers.

Explore Payment Links
04 · Smart Collect

Automated collections for modern businesses.

Match incoming payments to customers, invoices or transactions with virtual accounts and dynamic references.

Incoming paymentReceived
Virtual accountDynamic reference
MatchedCustomer · Invoice
Automated reconciliationCollection analyticsEnterprise reporting
Explore Smart Collect
Also in the platform

UPI, cards, net banking and wallets

Accept UPI, cards, net banking, wallets and more, with EMI options and refund management.

Smart reconciliation and reporting

Automated reconciliation, collection analytics and enterprise reporting.

Developer-friendly APIs

PayandPay provides developer-friendly APIs and documentation.

Security and compliance

Encryption, access controls, monitoring, fraud prevention and audit trails.

Transparent pricing

Startup, Growth and Enterprise plans. No hidden fees. No unnecessary complexity.

Dedicated enterprise support

Enterprise customers receive enhanced onboarding and account management support.

Partner program

Consultants, agencies, software providers, system integrators and business advisors can grow with PayandPay.

Detailed audit logs

Complete visibility over every transaction, with approval workflows and audit trails.

Integrations

Payment gateway integrations on the go.

Keep the stack you already run. PayandPay connects to your website, mobile app or back office through ready APIs, SDKs and plugins, so your team ships checkout faster and spends less time on payment plumbing.

  • Connect existing systems with well-documented REST APIs
  • Drop-in SDKs for web, Android and iOS checkouts
  • Webhooks that report every payment and refund in real time
  • Personal integration help from our technical team, start to finish
Built for developers
PayandPay integration toolkit
REST APIsServer to server
Web checkoutHosted or embedded
Android SDKNative in-app
iOS SDKNative in-app
WebhooksReal-time events
PluginsOnline stores
Sign up
Integrate
Test
Go live
Get started today

Ready to modernize your payment operations?

Speak with our sales, support, and partnership teams. PayandPay helps businesses collect, manage, and move money through a secure and scalable infrastructure platform.

Support

FAQs

Can’t find what you need? Speak with our sales, support, and partnership teams.

Contact us
How quickly can I get started?

Most businesses can begin onboarding within a short period after completing required documentation.

What payment methods are supported?

UPI, cards, net banking, wallets, and additional methods based on business requirements.

Do you provide APIs?

Yes. PayandPay provides developer-friendly APIs and documentation.

Can enterprises receive dedicated support?

Yes. Enterprise customers receive enhanced onboarding and account management support.

Can I collect payments without a website?

Yes. Create branded payment links and share them via WhatsApp, SMS, email, or social channels, with automated reminders and real-time payment tracking.

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Why PayandPay

Built for India, designed for scale.

Whether you are a growing startup, a large enterprise, an educational institution, a healthcare network, or a marketplace, PayandPay provides a unified ecosystem to collect payments, automate payouts, reconcile transactions, and manage financial operations.

Fast

Fast onboarding and dedicated support.

Secure

Enterprise-grade security.
One unified platform
Secure payments
Trusted by industry leading companies around the globe
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Products

Collect, manage, and move money.

Payment infrastructure powerful enough for enterprises, yet simple enough for growing businesses.

Payment Gateway

Accept payments through a single integration: UPI, cards, net banking, wallets and EMI, with real-time reporting.

Payouts

Automate vendor payments, employee reimbursements, customer refunds, creator payouts and partner commissions.

Payment Links

Collect payments without building a website. Share branded links via WhatsApp, SMS, email or social channels.

Smart Collect

Match incoming payments to customers, invoices or transactions with virtual accounts and dynamic references.

UPI, cards, net banking and wallets

Accept UPI, cards, net banking, wallets and more, with EMI options and refund management.

Smart reconciliation and reporting

Automated reconciliation, collection analytics and enterprise reporting.

Developer-friendly APIs

PayandPay provides developer-friendly APIs and documentation.

Security and compliance

Encryption, access controls, monitoring, fraud prevention and audit trails.

Transparent pricing

Startup, Growth and Enterprise plans. No hidden fees. No unnecessary complexity.

Dedicated enterprise support

Enterprise customers receive enhanced onboarding and account management support.

Partner program

Consultants, agencies, software providers, system integrators and business advisors can grow with PayandPay.

Detailed audit logs

Complete visibility over every transaction, with approval workflows and audit trails.

Integrations

Payment Gateway Integrations On The Go

Keep the stack you already run. PayandPay connects to your website, mobile app or back office through ready APIs, SDKs and plugins, so your team ships checkout faster and spends less time on payment plumbing.

Built for developers
PayandPay integration toolkit
REST APIsServer to server
Web checkoutHosted or embedded
Android SDKNative in-app
iOS SDKNative in-app
WebhooksReal-time events
PluginsOnline stores
✓Sign up
✓Integrate
✓Test
→Go live

Payment Method

100 +

Supported Banks

100 +

Uptime SLA

100 %

Satisfaction

0 %

Industry solutions

Built for e-commerce, SaaS, healthcare, education, logistics, and marketplaces.

Education

Collect fees, automate reminders, and simplify reconciliation.

Healthcare

Enable patient payments and operational efficiency.

Retail

Accept payments across online and offline channels.

E-commerce

Accept payments securely across multiple payment methods.

Marketplaces

Manage collections and disbursements at scale.

Logistics

Handle COD settlements and partner payments.

SaaS

Automate subscription billing and recurring collections.

MSMEs and service providers

Collect payments without building a website, using branded payment links.

Get started today

Ready to modernize your payment operations?

Speak with our sales, support, and partnership teams. Our mission is simple: make digital payments accessible for every business while providing the sophistication demanded by enterprises.

Scan to download our App on the Play store and App store.

FAQs

Can’t find what you need? Speak with our sales, support, and partnership teams.

How quickly can I get started?

Most businesses can begin onboarding within a short period after completing required documentation.

UPI, cards, net banking, wallets, and additional methods based on business requirements.

Yes. PayandPay provides developer-friendly APIs and documentation.

Can enterprises receive dedicated support?

Yes. Enterprise customers receive enhanced onboarding and account management support.

Yes. Create branded payment links and share them via WhatsApp, SMS, email, or social channels, with automated reminders and real-time payment tracking.